Kids Savings Account

A starter savings with no fees or minimum balance

  • No minimum balance (18 years or younger)
  • No service charge
  • Interest bearing account, with interest rate subject to change. 
    Interest is compounded monthly.


Regular Savings Account

A no fuss account with immediate access to your funds

  • $50 daily average balance minimum
  • No service charge unless daily average balance falls
    below minimum, then $3.00 per month.
  • Interest bearing account, with interest rate subject to change. 
    Interest is compounded monthly.


Money Market Savings Account

An account with a high rate of return based on your account balance

  • $50 daily average balance minimum
  • No service charge unless daily average balance falls
    below minimum, then $3.00 per month.
  • Interest bearing account, with interest rate subject to change. 
    Interest is compounded monthly.
   Regular  Money Market
 Opening Balance  $0  $1,000
 Minimum Daily Balance**  $50*  $1,000*
 Interest Bearing  YES  YES - tiered

 

*$3 per month fee if daily average balance drops below $50
**To obtain APY

 

 

 Health Savings Account

Set aside tax-free funds for your high-deductible health plan (HDHP)

  • Money carries over from year to year, unlike a flexible spending account (cafeteria) 
  • $100 minimum balance
  • No charge for your first order of checks
  • Interest bearing account, with interest rate subject to change.  Interest is compounded monthly.

 

The information provided on this page is a summary of our products. For complete account information please refer to our Truth in Savings Disclosures available at our bank. Contact us at 507-553-3155 for more information.

 

 

Regular Savings Account

A no fuss account with immediate access to your funds

  • $50 daily average balance minimum
  • No service charge unless daily average balance falls below
    minimum, then $3.00 per month.
  • Interest bearing account, with interest rate subject to change.
    Interest is compounded monthly.

Money Market Savings Account

An account with a high rate of return based on your account balance

  • $50 daily average balance minimum
  • No service charge unless daily average balance falls below
    minimum, then $3.00 per month.
  • Interest bearing account, with interest rate subject to change. 
    Interest is compounded monthly.

 

 

   Regular  Money Market
 Opening Balance  $0  $1,000
 Minimum Daily Balance**  $50*  $1,000*
 Interest Bearing  YES  YES - tiered

 

*$3 per month fee if daily average balance drops below $50

**To obtain APY

 

The information provided on this page is a summary of our products. For complete account information please refer to our Truth in Savings Disclosures available at our bank. Contact us at 507-553-3155 for more information.

  Peoples Checking Peoples Plus Checking Senior Checking  Peoples Free Checking
 Service Fee
(per month)		  $2.00 > $1,000 
$7.00 < $1,000 		 $2.00* $2.00 $0
Minimum Daily Balance NONE  $1,000 NONE NONE
Interest Bearing  NO YES NO NO
Account Features  NO per check charge

FREE overdraft protection**

 NO per check charge

FREE overdraft protection**

 Heritage Club Member
(60 years of age or older)		 eStatements required

*Below minimum balance, $10 per month service charge
**Available upon approval


Every new checking account includes:

Free Debit Card
Free Online Banking & Bill Pay
Free Mobile App
Free eStatements
Free Automatic Transfers
Free Check Images


 

Peoples Checking
Access to the benefits of a checking account without minimum balance requirements.
  • No minimum balance
  • No per check charge
  • Service charge of $2.00 per month on balances greater than $1,000
  • Service charge of $7.00 per month on balances of $0-$999


Peoples Free Checking  
Featuring no service charge, you'll benefit from paying nothing extra whether you have $0 or over $1,000 in your account.
  • No service charge
  • No minimum balance
  • No direct deposit required
  • eStatments required (or $2 for a printed statement)


Peoples Plus Checking 
The way to go if you are looking for a little extra from your account.
  • Competitive interest
  • $1,000 minimum daily balance
  • Higher interest rate with a balance of $1,000 or more
  • Only $2 monthly service charge; $10 if below minimum 


Senior Checking
Exclusive to those 60 and older. See if you qualify for our Heritage Club here.
  • No minimum balance
  • Canceled checks returned
  • Service charge of $2 per month


The information provided on this page is a summary of our products. For complete account information please refer to our Truth in Savings Disclosures available at our bank. Contact us at 507-553-3155 for more information.



Welcome to our customer support page! 

 

Here, you'll find answers to some frequently asked questions, video tutorials, and other learning resources! We will have this page up and running soon. 

 

If you have a question now, please email us, call 507-553-3155, or stop by the bank. Find our hours here.

We are excited to offer these resources to better serve your banking needs.